PRIVACY POLICY
Table of Contents
Introduction 1.1. Purpose of the Privacy Policy 1.2. Scope 1.3. Definitions
Information We Collect 2.1. Personal Information 2.2. Non-Personal Information 2.3. Sources of Information
How We Use Your Information 3.1. Legal Bases for Processing 3.2. Purposes of Processing 3.3. Retention of Information
Sharing Your Information 4.1. Third-Party Service Providers 4.2. Business Partners 4.3. Legal Requirements 4.4. Sale of Personal Information
Your Rights 5.1. Access to Your Information 5.2. Rectification of Your Information 5.3. Deletion of Your Information 5.4. Restriction of Processing 5.5. Data Portability 5.6. Objection to Processing 5.7. Automated Decision-Making
Security Measures 6.1. Data Security 6.2. Data Breach Response
Children's Privacy 7.1. Collection of Children's Information 7.2. Parental Consent
Cookies and Tracking Technologies 8.1. Cookies 8.2. Other Tracking Technologies 8.3. Cookie Settings
Links to Third-Party Websites 9.1. External Links 9.2. Third-Party Privacy Policies
International Data Transfers
Changes to this Privacy Policy
Contact Information 12.1. Data Controller 12.2. Data Protection Officer 12.3. Contact Information
1. Introduction
1.1. Purpose of the Privacy Policy
Sellis Brokerage LLC ("we," "our," or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, share, and protect your information when you use our services, visit our website, or interact with us.
1.2. Scope
This Privacy Policy applies to all individuals who interact with Sellis Brokerage LLC, including policyholders, prospective policyholders, website visitors, and others.
1.3. Definitions
Personal Information: Any information that identifies or can be used to identify an individual, directly or indirectly.
Non-Personal Information: Data that cannot be used to identify an individual.
Data Controller: The entity responsible for determining the purposes and means of processing personal information.
Data Processor: An entity that processes personal information on behalf of the data controller.
Data Subject: The individual to whom personal information relates.
GDPR: General Data Protection Regulation, a regulation in EU law on data protection and privacy.
CCPA: California Consumer Privacy Act, a data privacy law in California, United States.
2. Information We Collect
2.1. Personal Information
We may collect various types of personal information, including but not limited to:
Name
Contact information (address, email, phone number)
Date of birth
Social Security number
Financial information
Policy information
Claims history
Health information (for health or life insurance)
2.2. Non-Personal Information
We may also collect non-personal information, such as:
Browser information
Device information
IP address
Usage data
Aggregated or anonymized data
2.3. Sources of Information
We may collect information from various sources, including:
Directly from you (e.g., when you apply for a policy)
Insurance agents or brokers
Third-party data providers
Publicly available sources
Cookies and tracking technologies (see Section 8)
3. How We Use Your Information
3.1. Legal Bases for Processing
We process personal information based on one or more of the following legal bases:
Contractual necessity: Processing necessary to fulfill our contractual obligations.
Legal obligation: Processing required to comply with legal obligations.
Consent: Processing based on your consent.
Legitimate interests: Processing based on our legitimate interests, provided they do not override your rights and interests.
3.2. Purposes of Processing
We may use your personal information for various purposes, including but not limited to:
Providing insurance quotes and policies
Underwriting and risk assessment
Claims processing and administration
Customer service and support
Marketing and promotional communications
Compliance with legal and regulatory requirements
Fraud prevention and security
3.3. Retention of Information
We retain personal information for as long as necessary for the purposes outlined in this Privacy Policy, or as required by law. We will securely dispose of information that is no longer needed.
4. Sharing Your Information
4.1. Third-Party Service Providers
We may share your personal information with third-party service providers, including:
Insurance underwriters
Claims adjusters
Marketing agencies
IT service providers
Legal and compliance consultants
These service providers process your information on our behalf and are contractually obligated to protect the confidentiality and security of your data.
4.2. Business Partners
We may share your information with our business partners, such as insurance brokers, public adjusters, risk mitigation companies, agents, or reinsurers, to provide you with insurance products and services.
4.3. Legal Requirements
We may disclose your information when required by law, legal process, or government authorities.
4.4. Sale of Personal Information
We do not sell your personal information to third parties.
5. Your Rights
5.1. Access to Your Information
You have the right to access the personal information we hold about you and receive a copy of it.
5.2. Rectification of Your Information
You can request corrections or updates to inaccurate or incomplete personal information.
5.3. Deletion of Your Information
In certain circumstances, you have the right to request the deletion of your personal information.
5.4. Restriction of Processing
You can request the restriction of processing when certain conditions are met.
5.5. Data Portability
You have the right to receive your personal information in a structured, commonly used, and machine-readable format and transmit it to another data controller.
5.6. Objection to Processing
You can object to the processing of your personal information for specific purposes, such as direct marketing.
5.7. Automated Decision-Making
We do not make automated decisions based solely on automated processing, including profiling, which produces legal effects concerning you.
6. Security Measures
6.1. Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encryption, access controls, and regular security assessments.
6.2. Data Breach Response
In the event of a data breach that affects your personal information, we will notify you and the relevant authorities in compliance with applicable data protection laws.
7. Children's Privacy
7.1. Collection of Children's Information
Our services are not intended for children under the age of 18, and we do not knowingly collect personal information from children.
7.2. Parental Consent
If you believe that we may have collected information from a child without parental consent, please contact us, and we will promptly take steps to delete such information.
8. Cookies and Tracking Technologies
8.1. Cookies
We use cookies to enhance your browsing experience on our website. You can control and manage cookies through your browser settings. For more information, please refer to our Cookie Policy.
8.2. Other Tracking Technologies
In addition to cookies, we may use other tracking technologies such as web beacons, pixel tags, and analytics tools to collect non-personal information about your interactions with our website and emails.
8.3. Cookie Settings
You can adjust your cookie settings through your browser preferences or the settings provided on our website. Please note that disabling cookies may affect your user experience.
9. Links to Third-Party Websites
9.1. External Links
Our website may contain links to third-party websites for your convenience. We are not responsible for the privacy practices or content of these websites.
9.2. Third-Party Privacy Policies
We encourage you to review the privacy policies of third-party websites before providing any personal information to them.
10. International Data Transfers
Your personal information may be transferred and processed in countries outside your jurisdiction, where data protection laws may differ. We ensure that adequate safeguards are in place to protect your data during international transfers.
11. Changes to this Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes through our website or other means.
12. Contact Information
12.1. Data Controller
Michael C. Sellis - 868 Church Street, Suite 7 Bohemia, NY 11716 - Mike@sellisbrokerage.com, 631-861-3175.
12.2. Data Protection Officer
Michael C. Sellis - 868 Church Street, Suite 7 Bohemia, NY 11716 - Mike@sellisbrokerage.com, 631-861-3175.
12.3. Contact Information
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us using the contact information provided above.
This Privacy Policy is meant to inform you about how we handle your personal information. Please read it carefully and contact us if you have any questions or concerns. By using our services or website, you consent to the practices described in this Privacy Policy.
Sellis Brokerage LLC is committed to protecting your privacy and maintaining the security of your personal information. Thank you for trusting us with your insurance needs.